Golden: Ladies and gentlemen of the press---I appreciate your being here---though it is a sad day for Atlanta Golden Bank--and for me, personally.Golden: Six years ago, I and the departed Mr. Vine--took two hundred million from the retirement funds we'd been entrusted with--invested them---disastriously. Hiding it from the auditors.

Reporter1: Wow. Kenneth Lay Junior. Reporter2: Mr. Golden, you've just admitted fraud and securities violations---yet I know ou weren't suspected. Why admit it? Golden: Conscience. Responsibility. Guilt. And---Golden: Do any of you see a gray-eyed brunette--in armor--in the front row? Reporter1: Uh...no. Reporter2: Insanity defense? Golden: Exactly. I'm going mad, so it's jail--or the nuthouse.

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